Community Development Block Grant Program

This is a program for ensuring the community's ability to conserve, rehabilitate, and improve residential properties occupied by low-to-moderate residents.

Eligibility Requirements:

    * Must be owner-occupied or land contract buyer.  Lane contract must be written, legally binding, and properly     recorded.  Land contract seller is required to also sign mortgage.

    * Must be owners of low-to-moderate income renter-occupied units.

    * All occupants directly benefiting from the CDBG housing rehabilitation program must be at or below the appropriate     Section 8 income limit for their county.

    * Include all sources of gross income from all household members who are at least 18 years of age.

    * Mortgage and property taxes must be current.

    * All mortgages, judgments, and liens in addition to the rehab cost cannot exceed 120% of the Fair Market Value of the     property.

    * Property must be insured.

Eligible Rehab Activities Include:

    * Repairs that bring the unit to decent, safe, and sanitary condition using HQS Inspection/Evaluation of the property.

    * Examples include but are not limited to:  Roofs, siding, windows, plumbing, electric, septic, well, etc.

Ineligible Rehab Activities Include:

    * Properties scheduled for sale, acquisition, or condemned.

    * Mobile homes in a mobile home park, must own land to be eligible.

    * Reimbursement for work which has been contracted for or completed prior to signing agreement with CHR.

    * Appliances, except as required for handicapped accessibility.

Owner-Occupied and Rental Unit Rehabilitation Loans:

Provide no-interest, deferred payment home repair loans for LMI owner occupants.

Provide no-interest installment loans for repairing units rented to LMI tenants and/or creating new low to moderate income rental units by:

    1) Converting vacant properties into rental units, and/or

    2) Converting large single-family homes into duplexes.

CDBG loans shall be subject to a $50,000 maximum.

If there is a request to subordinate to your first mortgage, each request will be subject to the following criteria as agreed upon by the Central Housing Region Committee.

    * No addition debt can be incurred to the property.

    * There would be a savings due to a lower interest rate being offered to the borrower.

    * There would be better terms offered by the bank refinancing the debt.

For an application or additional information contact:

Central Housing Region CDBG

Program Administrators

Juneau County Housing Authority

717 E. State Street, Mauston, WI 53948

(608) 847-7309

Email: juncoha3@frontier.com

Get your application online at: https://www.juneaucountyhousingauthority.com